Are you and your family Insured?
The corner-stone of a sound Financial Plan
is to have appropriate insurance measures in place
Contact us now!
Do you have a Plan B?
At 2M we believe your most important asset is your health & well-being. Without this your financial security could easily be in jeopardy.Everyone needs a financial safety net.
Should something happen you need to ensure you should have adequate measures in place to protect yourself & your family so you can continue on your financial journey.
At 2M we can review your insurance plan to make sure it is appropriate for you. It’s what we do every day! Do you have the right cover in place? Do you have enough cover? What about at claim time? Who will help with the claim process? Will you even be eligible for a claim and get paid?
Life Cover
Sorting out life after unexpected death, taking care of the mortgage, school fees and other life expenses. Let us build a plan for you using insurance, assets, perhaps super and our experience.
Trauma Cover
This covers can provide for tax fee lump sums on diagnosis of specified illnesses, 2M advisers can assist you on amount of cover and provide quotes.
Income Protection
How long can your family last if your income is disrupted. How much cover is right for you - what waiting period. How long should it last - let our expert advisers sort out great plans for you.
Total Permanent Disablement – Own & Any Occupation TPD
The purpose of TPD insurance is to provide a benefit if the life insured suffers an illness or injury and is unable to work ever again. TPD is different to Income Protection as it pays a Lump Sum as opposed to an ongoing income stream. Money from a TPD payment can help pay for one-off capital needs such as home and car modifications, large medical and rehabilitation expenses and debt repayment. Therefore, the purpose of TPD insurance is specifically to cover additional costs and other financial needs that would arise if the insured were permanently unable to work again as a result of a sickness or accident!
Business Insurance – Key person, Capital Protection & Revenue
Business Insurance is simple in principle — it is about protecting a business in the event of the temporary or permanent exit of the people that are critical to its ongoing success. However, providing high-quality advice in this area requires a good understanding of the fundamentals of tax and structuring and, where required, referral to appropriately qualified taxation and legal professionals.